Floral Roses Budget Ledger Beginner Notebook

What's the secret to making a budget? Knowing where the money goes! Get a handle on spending habits by keeping track of money with the use of this floral spending ledger designed for beginners that includes four basic steps on How to Make a Budget! Write down income, receipts, bills, and all spending activities; once you know where the money goes and how much comes in, simply adjust spending habits with a budget to spend less than what comes in! Notebook cover can be customized to your liking at no extra cost with the easy-to-use Zazzle editing tools! Find more helpful designs including savings envelopes @ Zazzle.com/CleanHouseGuide